CashNest ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use the CashNest mobile application ("App").
01Information We Collect
We collect only the information necessary to provide the App's features:
- Account information: email address, name, and username you provide when registering.
- Financial data: expenses, budgets, goals, and split bill records you create inside the App. This data is stored securely and is only accessible to you.
- Contacts: with your permission, we access your contacts solely to help you add participants when splitting bills. Contact data is never uploaded to our servers.
- Location: with your permission, approximate location is attached to split bills to help you remember where a bill was created. Location is not tracked continuously.
- Photos: with your permission, photos you select for your profile picture or receipts. Photos are stored securely and only accessible to you.
- Usage data: anonymous crash logs and error reports used to improve App stability. No personally identifiable information is included.
02How We Use Your Information
- To provide, maintain, and improve the App's features.
- To process subscription purchases and verify access to premium features.
- To send transactional emails (e.g. email confirmation, password reset) via our authentication provider.
- To respond to support requests.
We do not sell, rent, or share your personal information with third parties for advertising or marketing purposes.
03Third-Party Services
CashNest uses the following third-party services to operate:
- Supabase — database hosting and user authentication. Data is stored in secure, encrypted databases. See Supabase Privacy Policy.
- Apple App Store / StoreKit — subscription billing. CashNest never stores your payment card information. See Apple Privacy Policy.
- Google Sign-In — optional authentication method. Only your Google account email and name are accessed. See Google Privacy Policy.
- Mixpanel — product analytics (app interactions and feature usage). See Mixpanel Privacy Policy.
We use Mixpanel to collect anonymised product analytics (app interactions and feature usage). This data helps us understand how users use CashNest so we can improve the experience. No personally identifiable information is included — expense amounts are bucketed into ranges, and no names, emails, or financial details are sent. You can request deletion of your analytics data at any time by contacting us at privacy@cash-nest.app.
04Apple Wallet Data (iPhone, US & UK)
With your explicit consent, CashNest can connect to Apple Wallet using Apple's FinanceKit framework to automatically import your transactions as expenses. You choose exactly which accounts to share and for what time period via Apple's permission screen; we access nothing until you do.
For each imported transaction we store: the merchant or counterparty name, amount and currency, date, transaction status, and the display name of the source account (for example "Apple Card"). For person-to-person Apple Cash payments, the counterparty name may appear in the expense record. Account balances are displayed during setup but never stored.
This data is used solely to provide your expense tracking, budgets, and spending insights. It is stored in your own CashNest account, is never sold, is never used for advertising or marketing, and is never shared with third parties.
Imported expenses remain in your account until you delete them or delete your account. Disconnecting Apple Wallet in the app, or revoking access in iOS Settings, stops all new imports immediately but does not delete expenses already imported — you can delete those anytime in the app.
05Data Retention
Your data is retained for as long as your account is active. You may delete your account and all associated data at any time from the App's profile settings. Upon deletion, all personal data is permanently removed from our servers within 30 days.
06Data Security
We implement industry-standard security measures including encrypted data transmission (HTTPS/TLS), encrypted storage, and row-level security policies that ensure only you can access your financial data.
07Children's Privacy
CashNest is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us and we will delete it promptly.
08Your Rights
Depending on your location, you may have the following rights regarding your personal data:
- Access: request a copy of the data we hold about you.
- Correction: update inaccurate or incomplete data.
- Deletion: request deletion of your account and all associated data.
- Portability: export your financial data in a machine-readable format.
To exercise any of these rights, contact us at privacy@cash-nest.app.
09Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of significant changes by updating the "Last updated" date at the top of this page. Continued use of the App after changes constitutes acceptance of the updated policy.
10Contact Us
If you have any questions about this Privacy Policy, please contact us at privacy@cash-nest.app.